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Online Health Insurance Resources

There are numerous plans, coverage and options you can tailor to your needs. The sections below outline the common Types of Policies and Policy Options. It's a good idea to work with an agent to help you create a benefits package that's right for you and your employees. When you are finished reading this section, click on the "Get A Fast Quote!" button to request a quote from an experienced agent.


Click on the terms below to learn more about the various types of Health Insurance coverage.

Indemnity
PPO
HMO
POS
Co-Pay
Prescription Card
Preventive Care
Vision
Dental
-Allows you to go to any hospital or doctor
-Preferred Provider Organization
-Health Maintenance Organization
-Point-Of-Service
-A small fee is paid to the insurance company for each visit to the doctor
-Enables your insurance carrier to pay most of your prescription costs upfront
-Routine physicals, immunizations, and tests may be covered without a deductible
-Visual benefits, ranging from co-payment eye exams and discounted glasses
-General cleaning and other basic dental care